
Shamein Rias built Prosper Academy Consulting to empower individuals to take back control of their financial lives through expert credit guidance and education.
After overcoming her own credit challenges, Shamein turned her experience into a mission helping clients repair, rebuild, and rise with confidence.
Her approach blends proven dispute strategies with financial education, ensuring every client walks away informed, equipped, and financially stronger.
“Your credit story doesn’t define you, but taking control of it can redefine your future.”

To help individuals rebuild, restore, and regain financial confidence through expert credit consulting, education, and personalized guidance.
To create a community where financial freedom is achievable for everyone one credit report at a time.
Ready to take control of your credit and start your journey with Prosper Academy Consulting?
Our team is here to help you every step of the way, from your first dispute to your final victory.