From Credit Setbacks to Financial Comebacks
Build Credit. Secure Funding. Create Freedom.
Your Comeback Starts with Prosper Academy
Transform Your Credit into a Tool for Freedom & Financial Growth.
Turn Credit into Cashflow — The Smart Way
Financial Confidence Starts Here
Turn Your Credit Into
Prosperity
Where Credit Meets Confidence
Empowering individuals through expert credit consulting and proven education, because financial freedom starts with knowledge.
who we are
trusted partner
Prosper Academy LLC is a credit consulting and financial education company that empowers clients to take ownership of their credit journey.
With years of experience, our team combines knowledge, tools, and compassion to help individuals and business owners achieve measurable results.
We don’t just fix credit, we teach you how to protect it, strengthen it, and use it to build a better life.
1-on-1 Credit & Funding Guidance
Proven Step-by-Step System
Founder-Led Mentorship
Lifetime Access to Educational Materials
Empowerment Over Dependence
how it works
Your Prosper Path
Book a Consultation
Start with a free consultation where we review your goals, gather your reports, and build your personalized credit plan.
We Take Action
We challenge inaccurate, outdated, and unverifiable items with all credit bureaus to help improve your score fast.
Build Confidence
Enjoy a cleaner credit profile, financial confidence, and a clear path toward your future goals.
Education First
Knowledge is Power
Your credit report tells a story and we help you rewrite it.
Through structured consulting and easy-to-follow learning materials, Prosper Academy gives you the knowledge to understand your score, your rights, and your next steps.
TESTIMONIALS
Our Clients Speak
client results
funding approvals
faqs
Clear Answers
We understand credit repair can feel confusing that’s why we’ve gathered answers to the most common questions about our process, results, and what to expect when working with Prosper Academy Consulting.
How long does the credit repair process take?
Every situation is unique, but most clients begin seeing results within 30–90 days. The total timeline depends on your specific credit goals and the number of disputed items.
What makes Prosper Academy Consulting different?
We don’t just remove inaccurate items, we educate you throughout the process. You’ll understand exactly what’s happening on your report and how to maintain a strong score long-term.
Do you work with all three credit bureaus?
Yes. We dispute with Experian, Equifax, and TransUnion to ensure your report is accurate across all platforms.
Can you help if I already tried repairing my credit before?
Absolutely. Many of our clients come to us after trying other programs. We take a hands-on, strategic approach that focuses on accuracy, education, and sustainable improvement.
Is my personal information secure?
Yes, your privacy and data protection are our top priorities. All information you share with us is encrypted and handled with complete confidentiality.
How do I get started?
Simply book your free consultation to begin. We’ll review your credit goals, analyze your reports, and design a personalized action plan to get your score moving in the right direction.
Let’s Build Together
WANT TO WORK WITH US?
Ready to take control of your credit and start your journey with Prosper Academy Consulting?
Our team is here to help you every step of the way, from your first dispute to your final victory.